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Archive for December, 2011

Real problems with America's primary education system

While much of the debate about primary education system in America is
concerned with the levels of funding, that is not the problem nor was
it ever the problem. American schools are funded well enough. The
problem is twofold: The weakness of the curriculum on the part of
schools, and the culture of resistance to learning on the part of
students and their parents. And it is only by addressing these
problems that the American educational system can be fixed in any kind
of a meaningful way.

America’s high school graduates have levels of knowledge comparable to
that of 7th and 8th graders in many other countries. Subjects such as
geometry, biology, chemistry and physics aren’t taught until latest
grades of high school. In the Soviet Union, biology was taught
starting at 3rd grade; geometry at 4th; chemistry at 5th and physics
at 6th. In many other countries, from Europe to Japan, schools
graduate students with levels of knowledge that American students do
not see until well into their higher education.

A number of years ago, the Time magazine ran a story complaining about
how hard it must be for American students to have 2 hours of homework
a week. In many other countries, it’s 3 hours a day. America has some
of the world’s best universities; but most American students never see
higher education. Which leaves a majority of the population hostage to
the weakness of American primary education. And that is not only
embarrassing; it is dangerous.

Just how dangerous? Consider this. America is a democracy in which
people decide on the shape of their government. If the majority is
undereducated, then an unscrupulous politician could forge out of them
an electoral majority by telling the public a pack of lies that one
can only know to be lies if one has had education. We’ve seen this
with Bush Jr. We have also seen this with conmen such as Glenn Beck,
Alex Jones, Rush Limbaugh and Pat Robertson convincing millions of
American citizens of such absurdities as that the world is run by a
Satanic New World Order conspiracy; that nothing that people do can
affect the environment; that AIDS is God’s way of controlling the
homosexual population; that global warming is a UN hoax; and that
scientists are fools and sinners (and they, in claiming such things
when their whole lifestyle was made possible by science, are not). An
undereducated population is bonanza for conmen. And conmen do not have
in mind the benefits of the people or of America. Nor are they
characterologically suited to lead a great nation.

Another problem is the culture of resistance to learning among many
students and their parents. In most of American schools, a student who
takes studies seriously is either a nerd; a commie; a know-it-all;
acting white; or thinks they’re better than everyone else. What makes
the students making such statements think that they speak for everyone
else – 7 billion people, most of them nothing like themselves? Once
again the reason is ignorance. They know nothing, and want to know
nothing, outside their neighborhood. And their arrogance in claiming
to speak for everyone else is a far greater arrogance than any that
they ascribe to the serious student.

Are there American people who are not like this? Of course there are
American people who are not like this; and they deserve all the
support and respect that they can get. Many of the people with broader
perspective become educators, where they are having to fight the
culture of resistance to learning in schools. And it is by
strengthening the curriculum and confronting the culture of resistance
to learning that their efforts can finally pay off. But more
importantly than that, American education will be again made
competitive and will produce a population of more knowledgeable people
– people who, being more knowledgeable, are also more responsible and
aware of what they are doing to their country and to the world.

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Simple mistakes (?) on your made during or after your hospital stay can cost you a bundle.

Simple mistakes (?) on your made during or after your hospital stay
can cost you a bundle.

(Advice: Ask that a statement of services provided and delivered
during your stay in the hospital be mailed to your residence after
leaving . You may be in for a surprise. You may be charged for
products and services that you never received during your visit.

Simple mistakes in billing made during or after your hospital stay can
cost you a bundle or even ruin you financially

In a system as complex as our medical billing system errors are bound
to be made. Sometimes they are honest human errors that occur when
someone accidently pushes in the wrong code. Catching that error may
be difficult to impossible but if you are stuck with a surprisingly
large bill and then your insurance company refuses to pay all of it
you may find yourself in a world of hurt.

Even the simplest medical procedure can cost tens of thousands of
dollars. One error could add several thousand dollars to an already
hefty bill. Even if your insurance does cover the entire bill the
excess cost will be passed along to you eventually in the form of
higher insurance premiums so it’s in everyone’s best interest to
detect and correct hospital billing errors.

Finding billing errors will be no easy task
Hospital bills can be very complicated and unless you are a medical
professional yourself you will undoubtedly be confused by some of the
items and services listed. Don’t be intimidated by this because some
of the errors will be more than obvious to even an untrained eye. If
you’ve gone to the hospital to have your tonsils removed and see a
reference to chemo-therapy it’s going to stand out on the bill. Don’t
be afraid to make some phone calls to question this. You might have to
pay for it yourself if your insurance refuses to pay it. Medical-
related debt ranks second among causes for personal bankruptcy in the
United States, after credit card debt. That’s partly because even if
you are insured you may have to pay 20% of your bill out-of-pocket. A
single error could cost you hundred or even thousands of dollars.

Some of the errors may be more difficult to identify and the item may
be valid even if the amount billed for it is not. Overcharges are one
of the most common billing errors. Duplication is another common
billing mistake. If you see the same charge listed more than once you
should ask the hospital why. It may be a valid charge but this error
is so common you shouldn’t let it go unchallenged.

The most common billing errors
Below you’ll find the most common medical billing errors and what you
can do to protect yourself:

Repeat billing: ensure you haven’t been charged twice for the same
procedure, supplies or medications.
Length of stay: Double check the dates of your admission and
discharge. Were you charged for the day you checked out? Most
hospitals will charge for the day you arrived, but not for day you
left.
Correct charge for type of room: If you were in a shared room, confirm
you’re not being charged for a private one.
Time in OR: Sometimes hospitals charge based on an "average" time
needed to perform an operation. Contrast the charge you received
against your anesthesiologist’s records.
Up coding: Happens when a doctor changes an order for medication and/
or service from an expensive version to one that costs less, like
generic medications. And yet you’re billed at the higher rate. And
sometimes you’re billed for both. Keep on top of this one; it’s the
most widespread of all the common billing errors.
Keystroke mistake: Happens to the best of us, an innocent slip up on
the keyboard that can result in significant overcharges or in some
cases an undercharge.
Canceled service: Occasionally a medication, procedure or service that
was prearranged and then canceled later will still show up on your
final invoice.
When you receive the billing from your hospital you should look to see
if you were billed for services you never received. Did you get every
service, treatment and medication for which you are being billed?
Check your log carefully.

If you find errors, contact your provider’s billing office and your
insurer. If they are of no help and the discrepancies are significant,
you may want to turn to trained professionals who will help you
analyze the bill and negotiate for you.

You can also get help from the consumer protection office of your
state’s attorney general.

According to comments made by Bill Hahon of the National Health Care
Anti-Fraud Association, "These professionals have sprung up because
there are so many errors. They are saving people money, and sometimes
it’s a lot of money."

Medical Billing Advocates of America is one of professional companies
mentioned by Mr. Hahon. Based in Salem, Va., it operates in 18 states
and the District of Columbia. These companies often work on a
contingency basis, indicating they get paid a percentage of the total
amount they save you. However, that percentage often runs as high as
half, so make sure you understand their charges before putting them to
work.

You can find others firms in this line of work if you do an Internet
search under "hospital bill review."

Medical Billing Fraud
The federal Health Care Financing Administration, which oversees
Medicare, is also taking a hard look at hospital overbilling because
they estimate that the government loses 30 cents to every dollar from
fraudulent practices in the medical community. Hospitals, doctors and
other medical professionals think part of the blame lies with the
complexity of the system itself. There are over 45,000 pages of
Medicare regulations but the HCFA cites specific practices like
"unbundling" services to raise consumer costs. "Unbundling" refers to
billing treatments separately which are normally billed as a single,
combined charge.

Health care service contractors often complain that their staff is
over-worked due to the sheer volume of claims they process. This is
debatable since HCFA provides funds to help process and monitor
bundled claims. While it is the responsibility of these health service
contractors to catch mistakes the ultimate responsibility for filing
correctly lies with the hospital.

Non-Profits get in on the gravy train
It is also alleged that many not-for-profit hospitals habitually
overcharge uninsured and underinsured patients while maintaining their
tax exempt status in the United States. While avoiding taxation, the
hospitals continue to accumulate profit by charging patients with
anything but charitable rates.

These hospitals have engaged in the practice of charging inflated and
inordinate rates for medical care to uninsured patients, while
providing discounts to insured patients and those on Medicare or
Medicaid. Also, the hospitals routinely utilize aggressive, abusive,
and oppressive collection practices to recover this inflated medical
debt. These practices include lawsuits filed against patients who are
poor and indigent

Let us prey.
http://www.fraudguides.com/medical-hospital-billing-errors.asp

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The Good News — Feb 1958

Title: The Good News — Feb 1958
Publisher: Herbert W Armstrong
Editor: Herbert W Armstrong
Number: Vol 7, No 02
Date: 1958-02
Type Media: PDF
Warning: Some of the statements and teachings
Warning: in these earlier issues of The Good
Warning: News (earlier than around 1978) were
Warning: later changed or discarded.

http://www.cog-web-svc.com/hwa/gn/1958/GN-1958-02.pdf

Other material produced by or under the direction of Mr. Armstrong:

Title: Mystery of the Ages
Author: Herbert W Armstrong
Date Published: 1985
Type: Book
Type Media: PDF

http://www.cog-web-svc.com/hwa/books-booklets/pdf/mystery.pdf

Title: The Incredible Human Potential
Author: Herbert W Armstrong
Date: 1978
Type: Book
Type Media: HTML

http://www.cog-ff.com/site/cog_archives/books/HumanPot/part1.htm

Title: The United States and Britain in Prophecy
Author: Herbert W Armstrong
Date Published: 1980
Type: Book
Type Media: PDF

http://www.cog-web-svc.com/hwa/books-booklets/pdf/britain.pdf

Title: Who or What Is the Prophetic BEAST?
Author: Herbert W Armstrong
Date: Part One: 1960; Part Two: 1952
Type: Booklet
Type Media: HTML

http://www.cog-web-svc.com/hwa/books-booklets/html/propheticbeast/Who…

Click here to view chart showing prophecies of reign of Gentile
kingdoms:

http://www.cog-web-svc.com/hwa/books-booklets/html/propheticbeast/Who…

Title: The Mark of the Beast
Author: Herbert W Armstrong
Date Published: 1952
Type: Booklet
Type Media: PDF

http://www.cog-web-svc.com/hwa/books-booklets/pdf/mark.pdf

Title: The Wonderful World Tomorrow — What It Will Be Like
Author: Herbert W Armstrong
Date: 1966, 1973, 1979
Type: Book
Type Media: PDF

http://www.cog-web-svc.com/hwa/books-booklets/pdf/tomorrow.pdf

Title: Where is the True Church?
Author: Herbert W Armstrong
Date: 1984
Type: Booklet
Type Media: PDF

http://www.cog-web-svc.com/hwa/books-booklets/pdf/true.pdf

Title: Military Service and War
Author: Herbert W Armstrong
Date: 1967, 1985
Type: Booklet
Type Media: PDF

http://www.cog-web-svc.com/hwa/books-booklets/pdf/military.pdf

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MILF for President

It seems that the Republicans are relying on a candidate that will
appeal to the basic instincts of old white men.
After all, Reagan won on good looks, all they are looking for is a
public mouthpiece that looks good that will give a blank check to
republican ambition. bush had no brains, it is not required that the
ditzy dame need to have any either.
One thing for certain..She is  an
MILF
I am obvioulsy not going to vote for elizabeth, am I? I’lladmit that I
disagree strongly wiht just about everything she said.
On the other hand, it is hard to criticiz Ron Paul, but I do have some
disagreements with him as well, but they are somewhat less pronounced
than those I have with the ditzy dame.

Lazarus Cain
http://www.lazaruscain.com

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Re: Muslim writer: zakat (Islamic almsgiving) may not be given to non-Muslims or to build hospitals or orphanages, but can go for jihad warfare

In article <1a704f67-0c7b-4db5-a52a-f3df3e18e…@b19g2000yqj.googlegroups.com>,
 fanabba <fana…@aol.com> posted:

> Muslim writer: zakat (Islamic almsgiving) may not be given to non-
> Muslims or to build hospitals or orphanages, but can go for jihad
> warfare

> http://www.jihadwatch.org/2011/08/muslim-writer-zakat-islamic-almsgiv…

Dhanyavaad for the jihadwatch.org URL!

Jai Maharaj, Jyotishi
Om Shanti

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Church's popularity at all-time low [Sex crimes agsinst children by Christian priests]

Church’s popularity at all-time low

By Stephen Calleja
The Malta Independent
Sunday, August 14, 2011

The fact that two priests committed serious and heinous crimes does
not entitle us to put all members of the clergy in the same basket.
There are weirdoes and perverts in every profession and social
sector.

And to make sweeping statements that all priests are paedophiles or
pederasts — call them what you will — is as wrong as saying that
all journalists are unethical and hack into people’s phones because
the News of the World did.

But this does not exonerate the local Curia from blame, as it is
clear that it did not act promptly on the accusations that were made.
In fact, its procrastination serves only to raise suspicions that it
attempted to keep matters within its own four walls. To have the
Vatican’s Chief Prosecutor Mgr Charles Scicluna speak of Church
investigations as being "never-ending" and "ridiculous" clearly shows
that the Curia did not do enough to ensure that justice prevailed.

I did not write last week about this scandal that has rocked the
foundations of the Church in Malta because I wanted to have the
chance to read as much about the issue as possible. I knew that last
Sunday’s newspapers would carry extensive reports and in-depth
analyses of the court judgment, and so I spent most of the morning
going through everything that had been printed.

It was only Il-Mument that chose not to give so much prominence to
the shameful happenings in the Church-run home for adolescents,
except for a short story on page 3 about the possibility that the
victims of the abuse by the two priests will be seeking financial
compensation from the Church. There were no excerpts of the judgment
lifted for analysis, no interviews with the victims and no comment
pieces, as there were in the other Sunday newspapers.

Instead, the Nationalist Party newspaper opted for a double page
interview, with a synopsis on the front page, about the work of
Maltese bishops abroad.

Frankly, I was not surprised that the Nationalist media preferred to
give little importance to the disgraceful priestly abuse and have a
larger write-up on the good work of other Maltese clergy. I am sure
that many Maltese priests, locally or abroad, carry out sterling work
in their community, but having such an interview last Sunday was ill-
timed and smacked of a feeble attempt to balance things out.

The Nationalist Party is known for its strong links with the Church,
and it will do anything in its power to please, or at least not to
undermine, the Curia.

We saw it happening in the run-up to the divorce referendum, when the
Nationalist Party took the same stand as the Church on the issue, and
the Nationalist newspapers and radio and TV stations were the only
media to take a position against divorce — and attack other media
that expressed itself in favour. On one occasion, Il-Mument carried a
double page spread to insinuate that there was an orchestrated
attempt to put the Church in bad light, simply because other
newspapers were doing their duty and reporting facts.

Of course, it is the PN’s prerogative to choose what to report and
what line to take in its media, but I cannot agree with such a
blatant attempt to play down what happened at St Joseph’s Home.

The priestly abuse, coming hot on the heels of the defeat to which
the Church succumbed in the divorce referendum, despite the tens of
thousands of euros it spent on its marketing campaign, has dealt
another blow to the Church. It can easily be said that the Church’s
popularity in Malta has reached an all-time low.

It will take a long time for the local Curia to recover from this
double setback, if ever. It definitely has been an annus horribilis
for the Church in Malta.

This was not the first time that priests have abused young men under
their care. Over the past years, dioceses around the world have been
embroiled in similar scandals. And I am sure that such crimes have
been happening for a long, long time — it’s only that nowadays
victims find more courage to expose the ordeal to which they have
been subjected.

I will not go into the sordid details of this particular case.
Charles Pulis and Godwin Scerri committed monstrous crimes on
innocent young people in their care, scarring them for life. They
deserved the punishment they received and should have received more.

I shudder when I think, that a few weeks ago, I was sitting between
them while I was waiting to give testimony in court on another case.
What struck me was that they barely acknowledged each other; and yet
they have so much in common.

Apart from the feeling of disgust I felt as I read what those
youngsters had gone through, what also annoyed me was, firstly, the
fact that the judicial process took so long to run its course and,
secondly, that the Church has done so little to stop priestly abuse.

What I find appalling is also the fact that, a few weeks ago, I was
among those who were accused by the Bishop of Gozo of being a wolf in
sheep’s clothing just because I was airing my views in favour of
divorce. And yet these boys were abused for many years by people who
were supposed to be taking care of them. I wonder who the real wolves
are.

The Church needs to think deeply about what went on at St Joseph’s
Home to ensure that it does not happen again. It should also be the
first to report any claims of abuse by priests to the police and
should see that its internal structures deal with reports of abuse
efficiently, effectively and without undue delay.

There is one other thing that the Church should do. Apart from
removing a priest accused of abuse from his position or the area in
which he is working immediately, the Curia should also publish his
name, especially if he is accused of abusing minors. I think all
parents would want to know that the priests who can get close to
their children can be trusted — just as much they should know
whether the lay adults who work with children have been involved in
similar cases.

If I am accused of abusing a child, my name will be splashed all over
the media — unless that child were my own in which case the victim’s
identity would need to be protected — even before I am proven guilty
or acquitted. It should be the same for priests.

Saying sorry and shaking hands with the victims is simply not enough.

More at:
http://www.independent.com.mt/news.asp?newsitemid=130436

Jai Maharaj, Jyotishi
Om Shanti

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Since newsgroup posts are being removed
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this post may be reposted several times.

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US exports millions of chopsticks to China

US exports millions of chopsticks to China
A shortage of chopsticks in China has become so acute that a US company
has begun exporting millions of pairs to the country.

More:
http://www.telegraph.co.uk/news/newstopics/howaboutthat/8677548/US-ex…


Astrology: Fraud or Superstition?
http://www.seesharppress.com/astro.html

Ass-troll-ogers/jyotishitheads are the bane of humanity, and must be
cleansed or otherwise purified for the benefit of society.

http://www.nowpublic.com/world/vhp-terrorism

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Report into the handling of sex crimes by Christian priests – a news selection

Ireland: Report into the handling of clerical sexual abuse
allegations in the Catholic Diocese of Cloyne: a news selection

http://startpagina.paginablog.nl/startpagina/2011/07/Ireland_Report_i…

Jai Maharaj, Jyotishi
Om Shanti

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Re: NZ —> YOU NEED TO KNOW THIS !

           JERUSALEM \ TEMPLE MOUNT \ FALLEN ANGELS (U.F.O.)

   —>  http://www.youtube.com/watch?v=RjGYSGbAEUM&NR=1

   U.K. —> http://www.youtube.com/watch?v=oJooL4uILe8&feature=related
   Bulgaria —> http://www.youtube.com/watch?v=6ZAAMbYo1a8&feature=related
   U.S. Washington D.C. (1952) —>
   http://www.youtube.com/watch?v=qM98yIOOmzI

   _______________________________________________
   Ras Mikaere Enoch Mc Carty
   Ambassador – Tainui Kiingitanga \ Te Aotearoa
   N.Z. M.P. Candidate – Te Wepu Party
   http://www.youtube.com/watch?v=RjGYSGbAEUM&NR=1

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Gold Opens Overseas at New Record High (over $1690)

Gold Opens Overseas at New Record High (over $1690)

http://www.freerepublic.com/focus/f-chat/2760131/posts

Jai Maharaj, Jyotishi
Om Shanti

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